Replacement Cost Coverage

Is Replacement Cost Coverage the be all and end all? There are any number of standard insurance provisions that inspire fear and loathing in homeowners. Deductibles, co-insurance and duties after loss all have the potential for causing teeth gnashing. However, none seem quite as unsettling as the manner in which...

Homeowners Insurance FAQ Claims

What is a homeowners insurance claim? An insurance claim is a request to an insurance company for compensation when the person with the insurance has a loss or sustains damage that is caused by an event or peril covered by the insurance agreement or policy. My property has been damaged....